Condos come in many different forms and require specialized coverages.
The personal property limit on a condo policy includes your belongings AND the interior of the your condo.
Depending on the agreeement with the Condominium Corporation, you could be financially responsible for a percentage of losses that occur to the exterior of the building or common areas.
Betterments & Improvements
Improvements made to your unit by you are covered under your condominium insurance policy to the amount listed on the deceleration page.
Condominium Insurance Policy Coverage
A Condominium insurance policy should includes the following coverages;
Additional Living Expense
Better and Improvements
Loss Assessment Coverage