Making your living from the ground can be hard work. Knowing your Farm Insurance is exactly what you need shouldn’t be. Let HWC Insurance tend to the insurance, while you tend to the farm.
Farming is no longer a barn, some crops and a few head of livestock. Today’s farm operations are sophisticated and technological business ventures. The right insurance coverage is vital to success of your farm. Our team of insurance brokers have the experience to recommend the proper coverages for you farm.
Local farms provide for our communities;
Barns & Farm Buildings
Farm buildings today are becoming larger and even more important to your farming operation. Our office can help to make sure you have proper limits by using our rebuilding cost evaluation tool.
Cover all forms of livestock including Dairy/Beef Cows, Poultry, Swine, Goats and Sheep. Ask us about extended coverages available like Mortality and Avian Flu.
Losing a key farm building can have a disastrous impact on your farm income. Business Interruption coverage can make sure that in the event of loss to a key farm building the financial position of your farm remains viable.
Tractors & Machinery
Protect your equipment from obvious losses like Fire & Theft, and from the less obvious ones like Stone Pickup on your harvesters or combines. Stone Pickup can cause extensive damage and leave you without a key piece of equipment during a busy season.
What does your coverage come with?
A Farm Insurance policy includes coverage for your personal items and your farming operation such as;
Machinery & Equipment
Loss of Income