Can I Use My Personal Vehicle For Business

HWC Insurance Blog

Client Scenario 1: “I own a small business and the odd time I drop off orders to my customer’s home. Will my automobile insurance cover me should something were to happen?” Professional Answer: We understand that business models have been impacted by COVID-19. Businesses in communities across the province are working with customers to continue to offer their products whether …

Understanding Water Coverage on your Property Insurance Policy

HWC Insurance Blog

My broker recommends these coverages but what do they mean? There are many factors that come into play with water protection in regards to an insurance policy. Water protection against sewer backup and overland water losses is not automatically included in your home policy, these need to be added for an additional premium.  Sewer backup and overland water coverage protect …