About HWC Insurance


HWC Insurance has 5 offices located throughout Elgin and Oxford Counties. In each community, our offices are located on the main street for convenient downtown shopping. Check out each of our locations via the links below.

As well as insurance solutions, HWC Insurance offers a wide range of conveniences through technology for our clients that don’t need a traditional experience for their insurance purchases or inquires.  Contact us by email or text, or request a quote electronically.  One of our staff will reply as soon as possible to confirm your request and complete the transaction.

And when your insurance matters most, HWC Insurance also offers an after hours, 7 days a week claims service for our clients.  Our on-call broker is an HWC employee, familiar with your file and your circumstances.  Leave a message including your contact details and our answering service will immediately send your emergency to the on-call broker who will contact you quickly and assist you in your time of need.

Take a few minutes to visit the rest of our site for more information about insurance products and the services we offer.

Contact us today for all your insurance needs.

The HWC Leadership Team


Todd Sprague, CAIB
Principal Broker / Owner

Kathy Hartwell
Chief Financial Officer / Owner


Karen Zimmer
Office Manager